Financial Planner, Richard Ladd, Works with You to Preserve and Grow Wealth

Richard Ladd

Morgan Stanley Smith Barney 

www.morganstanley.com/fa/richard.ladd

700 Main Street Suite 315, Napa, CA 94558

707-254-4421

richard.ladd@morganstanley.com

California Insurance License # 0B95810

Working with you to help preserve and grow wealth for your long-term goals

As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together to preserve and grow wealth, you’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.

Services Include:

• Wealth Consulting
• Wealth Management
• Asset Management
• Certificates of Deposit
• Corporate Bonds
• Endowments and Foundations
• Estate Planning Strategies
• Annuities
• LGBT Planning Services
• Qualified Retirement Plans
• Retirement Planning
• Trust Accounts
• 401(k) Rollovers
• Financial Planning